Descubre cuándo podrías estar libre de deudas — y cómo los pagos extra pueden acortar el camino.
No se requiere cuenta.
With extra payment — debt free in
2 years 11 months
Time saved
14 months sooner
Interest saved
1536 €
Without extra payment
Debt free in 4 years 1 month · Total interest 4977 €
Remaining balance over time
Plan your monthly spending with the Calculadora de presupuesto.
Each month, interest accrues on the remaining balance, then your payment reduces principal. Extra payments are applied on top of the regular payment. Results are estimates and do not include fees or penalties.
If the payment does not exceed monthly interest, the balance will not shrink. The calculator shows a clear message instead of NaN or Infinity.
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